People looking for the cheap and best health insurance options in Texas can find cheap, subsidized policies offered on the Texas health insurance exchange. Currently there are around 10 Insurance companies offering plans on the exchanges, although not all companies offer plans in every county.
Cheapest health insurance coverage by metal tier
The set of insurers and health plans varies by county, so not all of those listed below are available in every region.
|
Metal tier
|
Cheapest plan
|
Deductible
|
Maximum out-of-pocket
|
Monthly cost for a 40-year-old
|
|---|---|---|---|---|
| Catastrophic | Friday Catastrophic | $8,550 | $8,550 | $236 |
| Bronze | Friday Bronze | $8,550 | $8,550 | $256 |
| Expanded Bronze | Friday Bronze Plus | $8,550 | $8,550 | $271 |
| Silver | MyBlue Health Silver 405 | $3,300 | $8,550 | $381 |
| Gold | Blue Advantage Gold HMO 206 | $7,500 | $8,550 | $506 |
Health insurance rate changes in Texas
The prices of every metal plan has increased from 2020 to 2021 in Texas. The highest increase affected Gold plans, which rose by 11%, Catastrophic plans increased by 2%; the lowest increase among the metal tiers.
|
Metal tier
|
2020
|
2021
|
Change
|
|---|---|---|---|
| Catastrophic | $331 | $336 | 2% |
| Bronze | $363 | $393 | 8% |
| Expanded Bronze | $400 | $427 | 7% |
| Silver | $491 | $509 | 4% |
| Gold | $546 | $607 | 11% |
Cheap and Best Health Insurance in Texas 2021
There are around 10 health insurance companies on the Texas state exchange, which is the same as the previous year 2020.
Blue Cross and Blue Shield of Texas
FirstCare Health Plans
Ambetter from Superior HealthPlan
CHRISTUS Health Plan
Community Health Choice
Sendero Health Plans, Local Nonprofit
Scott and White Health Plan
Oscar Insurance Co.
Molina Healthcare
Friday Health Plans
Cheapest health insurance plans by county
|
County
|
Cheapest plan
|
Age 40
|
Couple, age 40
|
Couple, age 40 + Child
|
|---|---|---|---|---|
| Anderson | Blue Advantage Silver HMO℠ 205 | $505 | $1,010 | $1,313 |
| Andrews | Blue Advantage Silver HMO℠ 205 | $505 | $1,010 | $1,313 |
| Angelina | Blue Advantage Silver HMO℠ 205 | $505 | $1,010 | $1,313 |
| Aransas | CHP TX Basic Silver – Two Free PCP Visits | $453 | $905 | $1,176 |
| Archer | Blue Advantage Silver HMO℠ 205 | $597 | $1,193 | $1,550 |
| Armstrong | Ambetter Balanced Care 29 (2021) | $452 | $904 | $1,174 |
| Atascosa | Ambetter Balanced Care 29 (2021) | $434 | $869 | $1,129 |
| Austin | Ambetter Balanced Care 29 (2021) | $413 | $825 | $1,072 |
| Bailey | Blue Advantage Silver HMO℠ 205 | $505 | $1,010 | $1,313 |
| Bandera | Ambetter Balanced Care 29 (2021) | $434 | $869 | $1,129 |
| Bastrop | Ambetter Balanced Care 29 (2021) | $487 | $975 | $1,267 |
| Baylor | Blue Advantage Silver HMO℠ 205 | $505 | $1,010 | $1,313 |
Cheap and Best Health Insurance in Texas by Plan
Gold: Blue Advantage Gold HMO 206
Silver: MyBlue Health Silver 405
Expanded Bronze: Friday Bronze Plus
Bronze: Friday Bronze
Catastrophic: Friday Catastrophic
Ref: Valuepenguin
How do I get cheap health insurance in Texas?
When browsing for a new health insurance policy in Texas, the best way to ensure you get a cheap policy is to compare plans from several different Insurance companies. By comparing Insurance policies, you will be able to understand which Insurance company place more emphasis on your location and age. Then, using your own criteria and needs, you can choose an Insurance policy that works best for you and your family.
Learn more about Insurance Plans, Medical Billing and Coding Tips, here.
