How PA Residents can Save Through Pennie Health Insurance

Pennie Health Insurance

Pennie is the official health insurance marketplace in Pennsylvania established under the federal Patient Protection and Affordable Care Act. Pennie Health Insurance exchange enables eligible individuals to purchase private health insurance coverage at federally subsidized rates.

Thanks to the recently passed American Rescue Plan (ARP) which includes provisions to make health insurance more affordable for millions of Americans. PA residents are now eligible for healthcare savings through Pennie Health Insurance, the states’ health insurance marketplace where Pennsylvanians can shop for health insurance plans of their choice.

Pennsylvanians who will buy individual health plans through Pennie will receive increased financial assistance to balance the cost of insurance premiums. Earlier, only people who earned less than 400% of the federal poverty level were eligible to receive increased financial assistance, but now anyone can qualify. In addition, a provision of the ARP caps the amount an individual pays for health insurance in the marketplace at 8.5% of income for two years.

As per Joanne Grossi, AARP Pennsylvania State President.

“These changes will provide significant savings for Pennsylvanians who otherwise do not have access to healthcare. The increased subsidies, along with the special enrollment period to help with COVID-19 relief, could help close racial disparities in health insurance coverage.”

Pennsylvanians with age 50-64, 12.2% of Hispanic/Latino adults are uninsured, 9.3% of African American/Black adults, 8.2% of Asian American adults, and 5.1% of White adults.

Find out more about Pennie Health Insurance, the state’s health insurance marketplace, at or call 844-844-8040.


AARP Pennsylvania

Is Pennie the same as HealthCare gov?

Pennsylvania has its own exchange (Pennie) after transitioning away from in the fall of 2020.

How does Pennie Health Insurance work?

An advanced premium tax credit (APTC) is a tax credit that lowers your premium, or monthly health insurance payment. When you apply for coverage through Pennie, you’ll estimate your expected income for the year. If you qualify for an APTC, you can use any amount of the credit in advance to lower your monthly payments.

Learn more about Insurance PlansMedical Billing and Coding Tipshere.


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